Changes implemented by the Consumer Financial Protection Bureau (CFPB) to address major problems that surfaced after the housing market meltdown in 2008 will become law on August 1, 2015. Published by the US government in late 2013, the new regulations dramatically affect the requirements for mortgage disclosures. While designed to make processes simpler, easier and … Continue reading New CFPB Mortgage Loan Estimate and Closing Disclosure Requirements